One Platform. Every Stakeholder.

Discover how our pensionTech platform creates unique value for governments, pension funds, administrators, and aggregators—delivering tailored solutions that work for everyone in the ecosystem.

Governments

Rapid nationwide deployment

Pension Funds

Access untapped markets

Administrators

Modern platform migration

Aggregators

Embedded solutions

Low-Cost Deployment
Variable Pricing Model
Scalable Architecture
Proven Results

Stakeholder-Specific Benefits

Explore detailed benefits and advantages tailored for each stakeholder group

Governments & Regulators

Quickly rollout a nationwide, inclusive pension and insurance system by leveraging existing digital ID, payments, and KYC infrastructure. At a low upfront cost. Rapid rollout. Scalable on a variable-cost basis.

Pension Funds & Insurers

Access untapped markets with a ready-made, low-cost channel. Focus on managing pooled assets and premiums—without the burden of retail distribution or micro-transactions.

National Pension & Social Security Administrators

Migrate from a legacy pension and PF administration platform to a more agile, modern and user-friendly pensionTech that improves governance, compliance, service quality, and cost-efficiency. Use the same platform to offer retirement solutions to non-salaried workers.

Aggregators (MNOs, MFIs, Gig Platforms, Banks)

Offer embedded micro-pensions via your existing apps—no tech build or onboarding overhead. Gain recurring fee income, deepen customer relationships, and deliver real social impact.

© 2025 , Universal Pensions. Building secure and dignified futures for all informal workers worldwide.